Rural Development, USDA
U. S. Department of Agriculture

514 Harry Sauner Road, Suite No. 3
Hillsboro, Ohio 45133

PHONE:(937) 393-1921
FAX:(937) 393-1656

WEBSITE:http://www.rurdev.usda.gov

SERVICE AREA:Darke, Miami, Preble, Montgomery and Clark Counties

OFFICE HOURS:8:00 a.m. to 4:30 p.m.

OFFICE DAYS:Monday through Friday

Community and Business Programs:
Loans/grants are available to communities to finance community facilities, waste and water projects and small businesses.

Rural Housing Loans:
Rural housing loans (direct) are available to low-income applicants. Payments are based upon income. Houses must be modest in size and design.

Rural housing loans (guaranteed) are available to moderate income applicants. Loans are made by commercial lenders at prevailing interest rates, no down payment required.

ELIGIBILITY:Community and Business Programs:
Varies according to program, community size and needs.

Rural Housing Loans:

  1. Applicants can not exceed income limits. Income is based on total household income for each county and family size.
  2. Good credit history.
  3. Can not qualify for a conventional loan.
  4. Lacks adequate housing.

DOCUMENTS NEEDED:Community and Business Programs:
For information E-mail: Ashley.Kelly@oh.usda.gov

Rural Housing Loans:
Completed application must be submitted. All debts and income will be verified prior to determining eligibility.

RESTRICTIONS:Community and Business Programs:
Contact Rural Development Office:
E-mail: Ashley.Kelly@oh.usda.gov

Rural Housing Loans:
Loans cannot be made in City of Troy and City of Piqua.

HOW TO USE:
Community and Business Programs:

Contact:
Ashley.Kelly@oh.usda.gov
937-393-1921 ext. 127
Rural Housing Loans:
Contact the Rural Development office.
E-mail: Lynn.Stevens@oh.usda.gov


FEE POLICY:
Community and Business Programs:
N/A

Rural Housing Loans:

Credit report fee
- $ 38. estimate

Loan closing cost
- $2000. estimate

One-year insurance
- $ 540. estimate